Young Brunette Girl Reveals Her Scarf On The Shoal Bank

Description
Shoals are characteristically long and narrow (linear) ridges. They can develop where a stream, river, or ocean current promotes deposition of sediment and granular material, resulting in localized shallowing (shoaling) of the water. Marine shoals also develop either by the in place drowning of barrier islands as the result of episodic sea level rise or by the erosion and submergence of inactive delta lobes.
Shoals can appear as a coastal landform in the sea, where they are classified as a type of ocean bank, or as fluvial landforms in rivers, streams, and lakes.
A shoal–sandbar may seasonally separate a smaller body of water from the sea, such as: